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Disbursement Services for Construction Lending


Two Hillmann Consulting team members wearing high-visibility safety vests and hard hats reviewing documents on a construction site with a city skyline in the background.

Ensuring Accuracy, Compliance, and Speed

At Hillmann Consulting, LLC, we provide end-to-end disbursement services designed to support lenders and streamline the construction lending process. With a focus on accuracy, compliance, and efficiency, our team helps reduce risk while keeping projects on schedule and within budget.

Our comprehensive approach includes:

  • Full reconciliation of Sources & Uses Monthly Draw Summaries and supporting documentation
  • Detailed review of contractor SOVs/payment applications, permits, change orders, lien waivers, stored materials, material deposits, and construction schedules
  • Evaluation of both soft and hard costs, as well as sources and uses of project funds
  • 5–7 business day turnaround on complete draw packages
  • Experienced construction monitoring to alleviate lending risks

Benefits to Lenders

Choosing Hillmann’s disbursement services means gaining a trusted partner with decades of industry expertise. We help lenders protect their investments and maintain compliance while accelerating project timelines.

Key benefits include:

  • Experienced Draw Review – Over 20 years of monitoring draws from a lender’s perspective
  • Audit-Ready Documentation – Reduces exceptions and strengthens regulatory compliance
  • Peace of Mind – CPA-level accounting review ensures accuracy at every stage
  • Cost Efficiencies – Eliminates duplication and flags errors or overbillings early
  • Independent Verification – Aligns with investor, auditor, and syndicator requirements
  • Improved Timelines – Faster draw cycles keep funding and construction moving smoothly

Why Hillmann Consulting?

For more than 20 years, Hillmann has delivered trusted disbursement services to lenders across the country. Our unique combination of accounting expertise, AEC knowledge, and lender-side experience positions us as a leader in construction loan monitoring.

Here’s why lenders choose Hillmann:

  • Decades of experience from the lender’s perspective in commercial construction disbursements
  • In-depth knowledge of regulatory requirements and industry best practices
  • Expertise in reconciling schedules of values, budgets, and sources/uses
  • Proven success in proactively resolving complex construction draw issues
  • A culture built on transparency, responsiveness, and collaboration
  • Familiarity with construction loan documents and compliance standards
  • Extensive experience monitoring disbursements for commercial construction projects

Partner with Hillmann

At Hillmann, we understand the challenges lenders face when it comes to construction loan disbursements. Our team provides the expertise, accuracy, and efficiency you need to safeguard your investments and keep projects moving forward.

Contact us today to learn more about how our Disbursement Services can help you reduce risk, improve efficiency, and deliver successful outcomes for your lending portfolio.

Connect with Key Team Members on LinkedIn

We’re here to answer your questions, share insights, and help you move your project forward.


Billie Strebendt
Regional Operations Manager | Northwest Territory
Kevin C. Smith
EVP / CRM Managing Director

Explore Hillmann’s Services

We aim to provide comprehensive Construction Services tailored to our client’s unique business and operational needs. Our team-approach affords clients a multi-faceted view of the real estate and construction industry, lending expert insight to mitigate-risk and materialize the built-environment.